Small businesses need our support, period! It is rough out here in this COVID-19 world, BUT #It’sPossible! These small businesses may be at a disadvantage but they are determined to stay in the game. A survey was done in the USA between March 28 and April 4, 2020 of more than 5,800 small businesses, and […]
How To Support Small Businesses Read More »
An emergency fund helps us to be better prepared for unexpected financial surprises. We will discuss what, why, where and maintenance of an emergency fund.
An Emergency Fund is Important Read More »
Interest on debt – feels like a death walk! My dear 40-Forwarders, ain’t this the truth?! You already have this huge sum to pay and then interest (extra burden and stress) is being added. Interest payment is robbery. In Jamaica we would say, “Ole dung an tek weh.” In 2021, let us get this monkey
How To Pay Off Debt Read More »
Let’s talk about the R-Word … Ready or not 40-Forwarders, here it comes … Retirement. My dears, the very first day I started working, I started dreaming of retirement. A very important component of my remuneration package was the “Retirement Plan” because in my dream, I was 50 years old and traveling the world! “Wake
Do You Need A Retirement Plan? Read More »
This is usually a term we hear in the House of Parliament when the budget is being read. Well my dear 40-Forwarders, I am sure that for many of us parliament moved into our homes because tis the season of budget cuts! Talk about a baptism! Thanks to the pandemic, the everyday man has gotten
Budget Cuts Are Important Read More »
My fellow 40-Forwarders, as we work together to be better money managers and to get our money straight, this past weekend something happened that brought home the importance of one of the principles I am learning from The Budget Mom (TBM) – sinking funds. Have you ever heard of this term? Christmas ah cum (Translated:
What Are Sinking Funds, And Why Do You Need Them? Read More »
So far I have introduced you to two of the new persons on my financial counsel team. My other counsellor is not a “professional” however, I have watched this person for years managing money like nobody’s business. It was not much but it was always enough. Who is this person you might ask – My
Getting Financial Advice In Unexpected Places Read More »
Here is the abridged version of the back story (context) … I was broke and did not know it! How come, you may ask? I had cash in my hand so I thought I had money. Wrong, wrong, wrong! As I told you, my “Talk Truth” set me free in more ways than one. Money
Can You Handle The (Financial) Truth? Read More »
